Personal Qualifications, Memberships, Organisational Appointments:

• Bachelor of Commerce, University of Natal (South Africa)
• Honours Bachelor of Accounting Sciences, University of South Africa
• Associate, Institute of Chartered Accountants in Australia (CA)
• Registered Tax Agent
• Graduate Certificate in Financial Planning, FINSIA
• Director Aylesbury Financial Group Pty Ltd

Ryan is a partner in the accounting practice of Merrotts Chartered Accountants and Business Advisers.

Ryan qualified as a Chartered Accountant in 1991 in South Africa. He immigrated to Melbourne, Australia in 1995 when recruited by a major international accounting firm. Throughout his years in Australia he has been involved in a professional accounting practice focused on superannuation and taxation services.

In terms of superannuation advice this includes retirement tax planning, structuring and compliance with superannuation legislation. The strategic and detailed interrelations between tax, superannuation and financial advisory services encouraged Ryan to complete studies in financial planning to broaden the quality advisory services he provides.

Ryan completed his Graduate Certificate in Financial Planning through the Financial Services Institute of Australia and is a Representative of Aylesbury Financial Group Pty Ltd.

Ryan is RG 146 compliant in the following areas:

• Deposit and payment products – basic deposit and non-basic deposit
• Investment life insurance products
• Life risk insurance products
• Managed investment products, including IDPS
• Retirement Savings Accounts (RSAs)
• Superannuation